WELCOME TO HOMETOWN BANKING...
Click Here To View FAQ's Concerning Bank's Merger
A smile, a handshake, a banker that knows your name. Neighbors helping neighbors, that’s Hometown Banking.
Welcome to our website. Here you’ll find what the Farmers & Merchants State Bank has to offer, but more importantly how to contact us when you need us. Our bankers are eager to assist you with your banking needs.
Some important things to look at include:
HOW TO CONTACT US
OTHER PRODUCTS & SERVICES
INFORMATION ABOUT FDIC COVERAGE
Thank you for visiting our website. We would like to be your Hometown Bank.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in additon to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearng transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.